51-year-old single Mom refuses to give irresponsible 27-year-old son $100k inheritance

Author image for Remy Millisky
Remy Millisky • Writer and Editor
Mar 23, 2026 3:00 PM EDT

Money matters are weighing heavily on this single Mom as she contemplates whether or not to give her son a huge sum of money

After spending her son's entire life saving money for his future, it would seem that the future has finally arrived. 

While a lot of parents want to help their kids save for college, or possibly for a home, this 27-year-old doesn't seem interested in that. 

Instead, he had the chance to practice previously, because believe it or not, Mom has already given him $50k! 

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  • Mom sits on couch with her son, who she's frustrated with.
    via Curated Lifestyle

    Mom sits on couch with her son, who she's frustrated with.

    The image does not depict the actual subjects of the story. Subjects are models.

  • Yes, you read that right: this son has already blown through $50k of Mom's money. 

    As Mom tells it, which you can read in it's entirety below, she gave him all that money when he was just 18 years old. I know 18 is legally an adult, but you have 0 adult life experience at that point. You're just going to blow through that money as fast as possible, without ever considering any ways to grow that money for your future. 

    Though she doesn't go into detail about that, she literally says that her son squandered all $50k. So… why would she give him any more money? 

  • WIBTAH if I did not give my 27yr old son (only child) his inheritance now?

    I saved all of his acting money since he was 2yrs old then he turned 18 and told me he wanted his money.
    via Illustrious-Bed-9540
  • I told him he wasn't mentally ready to have $50k and he told me he would sue me for it so I gave it to him.
    via Illustrious-Bed-9540
  • Sure enough he blew through it with nothing to show. He joined the military, completed his contract and got
    via Illustrious-Bed-9540
  • I thought he showed some maturity so I thought it was time to give him his inheritance from my mother; $100k ($50k in cash & $50k in TESLA stock).
    via Illustrious-Bed-9540
  • Unbeknown to me he payed off his credit cards with $50k EYE ROLL! Now he wants me to sign over a condo I planned to leave him as an inheritance so he can move he & his prognant girlfriend in.
    via Illustrious-Bed-9540
  • It's worth $600k & I owe $220k with current tenants living in it. I may be able to retire at 55 in 4yrs if it makes sense for me financially.
    via Illustrious-Bed-9540
  • If it doesn't I have to retire at 60 in 9yrs. If at any point I might need money I'm scared I won't be able to rely on him if he pulls the equity out or sells it for himself.
    via Illustrious-Bed-9540
  • I do not care for his GF and foresee nothing but problems (I will make a separate post)
    via Illustrious-Bed-9540
  • I've always helped my son and made it a point to be the rock he can lean on being raised by a single mother.
    via Illustrious-Bed-9540
  • Both my parents have passed and he has never had contact with his father's side. I've always unrealistically thought if I looked out for him he would look out for me but when he gets upset with me he yells and screams at me, icing me out and making me feel disposable.
    via Illustrious-Bed-9540
  • I am the first to admit I've made a MILLION mistakes and have never been perfect but I've always made it clear to my child I love him unconditionally and always put him first even above myself.
    via Illustrious-Bed-9540
  • TYIA \*living in Los Angeles, it's hard to get started on your own & VERY expensive, that's the only reason I considered signing it over to him solely to take on the loan w/his VA benefits.
    via Illustrious-Bed-9540
  • Los Angeles skyline and palm trees.
    via Getty Images

    Los Angeles skyline and palm trees.

    The image does not depict the actual subjects of the story. Subjects are models.

  • So happy that Mom ended up at this decision

    \*this has been very therapeutic and eye opening. I have decided to say no but offer it as a rental.
    via Illustrious-Bed-9540
  • to say no but offer it as a rental. I told him: I've thought long & hard about how you talk to me when you're not getting your way
    via Illustrious-Bed-9540
  • LV may be a better option for you both that way my feelings won't keep getting hurt & I won't be in your business on a regular bases (if at all) but that's all up to you Tyler
    via Illustrious-Bed-9540
  • I am willing to allow you to rent the condo because I fear she will try to sue for anything in your name if things go south
    via Illustrious-Bed-9540
  • I want you both to be successful parents together for the child's sake & maybe that doesn't include me
    via Illustrious-Bed-9540
  • I want you to think long & hard what you will do your future depends on it I support whatever you decide
    via Illustrious-Bed-9540
  • I've tried to buy your love long enough then play victims when it doesn't go in my favor I love you more than you will ever realize but I have to put me 1st for a change
    via Illustrious-Bed-9540

  • That reply makes it sound like this conversation is just beginning, not ending

    Thank you for all the sound advice and making wake up *He just sent me a text I love you My reply Man you have no idea how that makes me feel
    via Illustrious-Bed-9540

    Don't you hate when you send someone a long, thoughtout text, and they just respond with a thumbs up emoji or and "ok"? 

  • I have faith in him he is a good human being & understands my stance. Thank you all again for my therapy session
    via Illustrious-Bed-9540

  • Commenters backed Mom up

    paganliam No one is owed an inheritance before you are even de d.
    via Illustrious-Bed-9540

    …And questioned why she was even thinking about this at 50-ish years young.

  • He needs to try and make it on his own

    B.. It's not an inheritance if you're still alive. He's just asking for your assets. You're only 51. You have no idea what the next 30+ years is going to look like. You may need that condo one day yourself, or just have to sell it for the money you need.
    via Illustrious-Bed-9540
  • Your son is an irresponsible NTA
    via Illustrious-Bed-9540

  • These are smart questions to consider

    facinationstreet Now he wants me to sign over a condo I planned to leave him as an inheritance An inheritance = typically mean after you have d d. Why would you even entertain signing this over to him and continue to pay the mortgage FOR him?
    via Illustrious-Bed-9540

    Perhaps he just wants an  easy handout, and knows his Mom will give into anything he requests from her. It's hard for parents to say no to their babies, even when they're all grown up. But it probably would be the best thing for him. He's a grown adult, with a girlfriend, and the 2 of them should be working in tandem to find their own way in the world. 

  • No is a complete sentence. You should also speak to an attorney about how to protect your assets, how to create a trust for those assets, etc. You've thrown good money after bad (albeit some was his own money). Time to stop with the nonsense. NTA if you do not do this.
    via Illustrious-Bed-9540
  • Mom considers financial situation with her son while looking confused.
    via Getty Images

    Mom considers financial situation with her son while looking confused.

    The image does not depict the actual subjects of the story. Subjects are models.

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